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["附件"]
[]
["  昆仑银行股份有限公司中间业务收费价目表名录 "]
[]
["序号","项目","制定依据","是否为政府定价/政府指导价"]
[1,"人民币基本结算业务","《国家计委 中国人民银行关于进一步规范银行结算业务收费的通知》（计价费[1996]184号）、《关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格［2014］268）号）、《国家发展改革委 中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》（发改价格规〔2017〕1250号）、《中国人民银行 银保监会 发展改革委 市场监管总局关于降低小微企业和个体工商户支付手续费的通知》（银发〔2021〕169号）","是"]
[2,"结算凭证工本费"]
[2.1,"结算凭证工本费收费标准一","《国家计委 中国人民银行关于进一步规范银行结算业务收费的通知》（计价费[1996]184号）、《关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格［2014］268号）、《国家发展改革委 中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》（发改价格规［2017］1250号）、《中国人民银行 银保监会 发展改革委 市场监管总局关于降低小微企业和个体工商户支付手续费的通知》（银发〔2021〕169号）","是"]
[2.2,"结算凭证工本费收费标准二","按照昆仑银行一般会计凭证印制成本价测算","否"]
[3,"人民币非基本结算业务"]
[3.1,"个人结算","参照同业市场定价","否"]
[3.2,"对公结算"]
[3.3,"账户管理"]
[3.4,"现金服务"]
[3.5,"支付结算代理"]
[4,"电子银行业务"]
[4.1,"个人网银","电子汇划费严格执行《国家计委、中国人民银行关于制定电子汇划收费标准的通知》（计价格［2001］791）号）文件规定，当地人民银行有特殊规定的，以当地人民银行规定为准。\n\n工本费按照成本定价，手续费参照同业市场定价。","电子汇划费执行人民银行制定的电子汇划费标准"]
[4.2,"企业网银"]
[4.3,"个人电话银行"]
[4.4,"企业电话银行"]
[4.5,"手机银行"]
[4.6,"B2B网上支付手续费","参照同业市场定价","否"]
[4.7,"B2C网上支付手续费",null,"否"]
[4.8,"大庆油田投标蓝牙U－key盾",null,"否"]
[4.9,"中国石油电子商务U－key盾",null,"否"]
["4.10","电子收单业务",null,"否"]
["4.11","标准化现金管理业务",null,"否"]
["4.12","银企直联业务",null,"否"]
[5,"银行卡业务"]
[5.1,"借记卡","跨行取现、查询、转账收费标准参照《中国银联入网机构银行卡跨行交易收益分配办法》，其余参照同业市场定价","否"]
[5.2,"IC借记卡"]
[6,"特约商户刷卡业务"]
[7,"国际业务"]
[7.1,"对公客户","参照同业市场定价","否"]
[7.2,"个人客户"]
[8,"代理业务"]
[8.1,"代收代付","参照同业市场定价","否"]
[8.2,"代理债券"]
[8.3,"代理股票和期货"]
[8.4,"代理保险"]
[8.5,"代理黄金"]
[8.6,"代理销售理财产品业务"]
[8.7,"代理基金"]
[8.8,"委托存贷款"]
[8.9,"代保管"]
["8.10","保函"]
[9,"投资银行业务"]
[9.1,"财务顾问","参照同业市场定价","否"]
[9.2,"银团承销安排管理"]
[9.3,"其他投资银行业务"]
[9.4,"市场资信"]
[10,"个人理财业务","参照同业市场定价","否"]
[11,"担保承诺业务","参照同业市场定价","否"]
[12,"资产托管业务","参照同业市场定价","否"]
[13,"企业年金业务","参照同业市场定价","否"]
[14,"信用卡业务","参照同业市场定价","否"]
["联系我们：咨询（投诉）电话：95379或登录www.klb.cn在线客服咨询"]

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["返回目录"]
[]
["人民币基本支付结算业务收费标准"]
["单位：元"]
[]
["收费项目",null,"手续费\n（每笔）","邮电费（每笔）",null,null,null,"备注"]
["结算种类",null,null,"邮费",null,"电报费"]
[null,null,null,"普通","快件","普通","加急"]
["银行汇票",null,"免费",null,null,"   ","  ","      "]
["银行承兑汇票",null,"按票面金额0.05%","    ","    ","     ","    ","           "]
["汇兑","信汇",0.55,0.5,2.5,"     ","      ","  电汇用途字数超过三个字的，超过的字数按每字收费标准加收电报费。"]
[null,"电汇",0.5,"　　","      ",5.85,11.7,"  汇兑的转汇，其费用可以向转汇入收取现金，也可以从款项中扣收，并出具收费收据。"]
[null,"电子汇划",null,"0.2万元以下（含0.2万元），每笔收费2元；\n0.2万元以上至1万元（含1万元），每笔收费5元；\n1万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。（对于个人客户每笔最高不超50元）。\n\n根据客户委托，保证在2小时内资金到账的电汇加急业务，以规定收费标准为基数再加收20%；\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。",null,null,null,"1.电子汇划包括个人跨行柜台转账汇款业务和对公跨行柜台转账汇款业务。小微企业和个体工商户单笔10万元（含）以下的柜面转账电子汇划按9折实行优惠。\n2.根据当地人民银行规定，在陕西省范围内，凡单位或个人通过银行结算账户办理5 万元（含5 万元）以下的跨行汇兑业务时，统一服务标准，承诺3小时内到账；手续费用优惠，收费标准暂定为2元/笔。\n\n"]
["收委托托承收付款","邮寄划回",1,1,5,"      ","       ","  托收承付、委托收款按往返邮程收费，如附寄的单证过多，按邮局规定标准加收超重邮费，如发生全额拒付或无款支付时，对已收取的电报费，应扣除邮费后退给客户。"]
[null,"电报划回",1,"   ","     ",5.85,11.7,"  多次划款和单独计扣滞纳金的，由承付行按规定的标准向付款人收取邮费和电报费。其他快递邮寄费：据实收取。"]
["本票",null,"免费","    ","      ","  ","   "]
["支票",null,"免费","       ","   ","   ","  "]
["单位主动\n询查","信件查询",0.5,0.5,2.5,"   ","  ","  系指不是因银行工作差错造成的未收到款项，查询如已查复的，应按规定标准收取邮费或电报费。"]
[]
[null,"电报查询",0.5,"  ","    ",5.85,11.7]
["退汇","信件退汇",0.5,0.5,2.5,"   ","    ","汇款退汇，其费用可以向汇款人收取现金，也可以从款项中扣收，并出具收费收据。"]
[null,"电报退汇",0.5,"   ","   ",5.85,11.7]
["挂失","符合挂失规定的支票","免费","   ",null,null,null,"  银行汇票、本票挂失费免费。"]
[]
["备注：1.上述标准均严格依照《国家计委 中国人民银行关于进一步规范银行结算业务收费的通知》（计价费[1996]184号）文件制定。"]
["      2.电子汇划费严格执行《国家计委、中国人民银行关于制定电子汇划收费标准的通知》（计价格［2001］791）号）文件规定，当地人民银行有特殊规定的，以当地人民银行规定为准。"]
["      3.上述标准均严格依照《关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格［2014］268）号）文，政府定价包括支票挂失费、支票工本费、本票挂失费、本票工本费、银行汇票挂失费、银行汇票工本费；政府指导价包活个人跨行柜台转账汇款手续费、对公跨行柜台转账汇款手续费、个人现金汇款手续费、个人异地本行柜台取现手续费、支票手续费、本票手续费、银行汇票手续费。"]
["      4.《国家发展改革委 中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》（发改价格规〔2017〕1250号）。"]
["      5.《中国人民银行 银保监会 发展改革委 市场监管总局关于降低小微企业和个体工商户支付手续费的通知》（银发〔2021〕169号）。"]

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["返回目录"]
["结算凭证工本费收费标准一"]
["凭证名称","收费标准（元/本或份）"]
["银行汇票","免费"]
["商业汇票","免费"]
["转账支票（清分机用）","免费"]
["本票","免费"]
["信汇凭证","3/本"]
["电汇凭证","3/本"]
["委托收款凭证（邮划）","4/本"]
["委托收款凭证（电划）","4/本"]
["托收承付凭证（邮划）","4/本"]
["拒绝付款理由书","4.5/本"]
["现金支票","免费"]
["转账支票","免费"]
["现金交款单","4.5/本"]
["转帐进账单","4.5/本"]
["银行汇票委托书","3/本"]
["银行承兑协议","5/本"]
["贴现凭证","5/本"]
["再贴现凭证","5/本"]
[]
["结算凭证工本费收费标准二"]
["凭证名称","收费标准（元/本）"]
["进账单",4.5]
["现金进账单",4]
["现金取款凭条（单位现金）",2]
["结算收费凭证",4]
["备注：1.上述标准依照昆仑银行一般会计凭证印制成本价测算。"]
["     2.上述标准严格依照《关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格［2014］268号）、《国家发展改革委 中国银监会关于取消和暂停商业银行部分基础金融服务收费的通知》（发改价格规〔2017〕1250号）基础上制定。"]

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["返回目录"]
["人民币非基本结算业务收费标准"]
["一、个人结算"]
["收费项目","收费标准","备注"]
["异地取款结算（本行柜面）","存折及普卡按取款额的0.5%收取，最低1元，最高50元。“昆仑山金卡”及“宝石花金卡”客户按取款额的0.25%收取。最高收费50元。","暂不收费"]
["异地存款结算（本行柜面）","按存款额0.5%、最低1元，最高10元。“昆仑山金卡”及“宝石花金卡”客户存款免费。","暂不收费"]
["异地特殊（本行柜面）","应急付款：按金额1%收取，最低1元，最高50元。“昆仑山金卡”及“宝石花金卡”客户免费。","暂不收费"]
["储蓄异地托收（本行柜面）","按金额1%收取，最低1元，最高50元。“昆仑山金卡”及“宝石花金卡”客户免费。","暂不收费"]
[]
["二、对公结算"]
["收费项目","收费标准","备注"]
["上门收（送）款","按协议价格收取"]
["上门取（送）单","按协议价格收取"]
["同城代理收款","根据协议，可按代收笔数或按金额收取。按笔：2元/笔；按代收金额：0.1%—1%。"]
["国内信用证","开证：按开证金额的0.15%/季，不足整季的按整季计收，最低300元/笔。"]
[null,"修改增额/效期：根据修改后的信用证金额、效期等各项要素计算开证费用，收取新开证费用与此前开立信用证时已收取费用的差额，最低100元/笔。其他修改：100元/笔。"]
[null,"通知(含修改通知)：50元，修改通知：50元。"]
[null,"议付：按议付单据金额的0.1%收取，最低200元/笔。"]
[null,"验单：按单据索款金额的0.1%收取，最低200元/笔，最高2000元/笔。"]
[null,"付款确认：按付款金额0.15%/季，不足整季的按整季计收,最低200元/笔。"]
[null,"不符点处理：450元/笔。"]
[null,"国内单证处理：100元/笔，包括：国内信用证效期内注销、查询、交涉、催收、免费放单、换单、退单，涉及邮电费另收。"]
[null,"付款处理：200元/笔。"]
[null,"邮寄费：据实收取。"]
[null,"SWIFT电报费：180元/笔。"]
["异地代理收款","按照即时通业务收费标准收取。"]
["直接借记","同城：1元/笔；异地：电子汇划费+手续费(普通：0.5元/笔，加急：1元/笔)。","暂不收费"]
["批量付款","同城：1元/笔；异地：电子汇划费+手续费(普通：0.5元/笔，加急：1元/笔) 。","暂不收费"]
["保付支票","按支票金额的0.01%收取，最低1元，最高500元。"]
["重要支付凭证挂失止付","按票面金额的1‰收取，最低5元/笔。"]
["同城支票通存通兑","1元/笔。","暂不收费"]
[]
["三、账户管理"]
["收费项目","收费标准","备注"]
["对公账户开户","100元/户","小微企业、个体工商户免收"]
["对公小额账户维护费","年日均余额小于5万元，按照50元/户/季度收费","小微企业、个体工商户免收"]
["对公账户余额管理","100元/户/月。按年收取。根据客户资金管理要求，协助客户进行账户余额控制，保持最低资金占用。例如，账户零余额(指定余额)管理，即每个营业日终了将账户资金全部(或保留指定余额)划回指定账户。","暂不收费"]
["对公账户收支控制","100元/户/月。客户出于某种原因，需要对银行存款支付进行控制或收入资金划转指定账户时，我行可按客户指令提供账户支付和收入控制，保证关键收付或资金安全。","暂不收费"]
["对公账户信息变更","免费"]
["对公账户信息查询","三个月（含）内不收费，三个月至一年（含）内20元/次；跨年度查询：40元/次。公、检、法等有权执行机关免费。","小微企业、个体工商户免收"]
["对公补制回单","一个月（含）内免费，一个月至一年（含）内10元/份，一至三年（含）20元/份，三年以上（含）100元/份；"]
["对公补制对账单","一个月（含）内免费，一个月至一年（含）内10元/份（10页以内），一至三年（含）20元/份，三年以上100元/份；超过部分1元/页。"]
["对公订制对账单（综合对账单）","100元/账户/月。"]
["对公印鉴变更","20元/次/户。"]
["对公印鉴挂失","100元/次/户。"]
["对公凭证挂失手续费","按照票面金额0.1%收取，最低5元/次/户。"]
["账户监管手续费","根据监管账户资金金额的大小和监管期限的长短进行定价，按账户监管资金金额的0.2‰—0.25‰/年收取，最高10万元/户/年，期限不满一季的按一个季度收取。"]
["银行回单整理","按协议价格收取。"]
["个人账户柜台信息查询","一个月至三个月（含）内免费，三个月至一年内（含）10元/次，一至三年以内（含）20元/次，三年以上50元/次；定期账户免费，个人补登折不收费。公、检、法等有权执行机关办理查询、冻结、扣划免费。","暂不收费"]
["个人小额账户管理费","日均存款300—500元（含）以下的账户，3元/季。","暂不收费"]
["挂失上门服务","20元/笔。","小微企业、个体工商户免收"]
[]
["四、现金服务"]
["收费项目","收费标准","备注"]
["对公大额取现","单个账户当日累计取现5万元（含）以上开始收费，按超过部分的0.1%收取，最高200元。对于临时账户客户，按0.2%收费，最高500元。","暂不收费"]
["对公零钞清点","对企业客户送存的零钞（币），100枚（张）（含）以下不收费；100枚（张）以上开始收费，最低5元/笔，每增加100枚（张）加收1元。"]
["代理金融机构现金清点","按协议价格收取。"]
[]
["五、支付结算代理"]
["收费项目","收费标准","备注"]
["代理汇兑","按协议价格收取。"]
["代理兑付银行汇票","按兑付汇票金额的0.2‰—0.3‰，不足2元的按2元/笔收取；或按协议价格收取。"]
["代理签发银行汇票","按签发汇票金额的0.3‰—0.5‰，不足2元的按2元/笔收取。"]
["代理金融机构现金调缴","按协议价格收取，最低按调缴金额的0.8‰收取手续费。"]
["代理保管款箱","按保管款箱数收费，1—2万元/件/年。"]
["代理款箱运送及保管款箱","款箱寄库和接送6—10万元/年/网点，营业中接取或送达100—500元/次。"]
["代理现金调拨及向人行存取现金运送","营业中接取或送达：100—500元/次。"]
["代理向异地人行存取现金和同城同业向人行存取现金","同城同业参照“代理现金调拨及向人行存取现金运送”收费标准；向异地人行存取现金按协议定价，最低为调缴金额的0.8‰。"]
["代理第三方支付","按协议价格收取。"]
["代理第三方账户查询","500元/户/月。"]
["代理他行同城票据交换","1元/笔。"]
["跨系统银行承兑汇票查询查复","30元/笔。"]
["代理票据真伪鉴定","30元/份。"]
["代理中央财政授权支付","按协议价格收取。"]
["代理地方财政授权支付","按地方财政规定的收费标准执行。"]
["代理中央财政直接支付","按协议价格收取。"]
["代理地方财政直接支付","按地方财政规定的收费标准执行。"]
["代理中央财政预算外资金收入收缴","按照0.3—0.5‰的标准收取手续费。"]
["代理地方财政预算外资金收入收缴","按照0.3—0.5‰的标准收取手续费。"]
["代理中央财政资金拨付及管理","按中央财政规定的收费标准执行，另收电子汇划费。"]
["代理地方财政资金拨付及管理","按地方财政规定的收费标准执行，另收电子汇划费。"]
[]
["备注：个人结算业务收费标准依照《关于印发商业银行服务政府指导价政府定价目录的通知》（发改价格［2014］268号），其他收费标准参照同业市场定价。"]

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["返回目录"]
["电子银行(智能化设备,不含ATM、CRS）业务收费标准"]
["一、个人网上银行（智能化设备,不含ATM、CRS）收费标准"]
["类别 ","项目","服务内容","收费标准","备注"]
["工本费 ","网银介质","昆仑e盾","40元/个。","首次申请暂不收费,第二次及之后由分行根据实际情况确定"]
[null,null,"口令卡","2元/张","暂不收费"]
["结算交易费 ","本行同城及异地转账",null,"免费"]
[null,"跨行转账（普通及次日转账，含异地及同城）",null,"执行人民银行电子汇划费标准，即：\n0.2万元以下（含0.2万元），每笔收费2元；\n0.2万元以上至1万元（含1万元），每笔收费5元；\n1万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。","1万元以下（含），每笔收费2元，\n1万元-5万元（含），每笔收费4元，\n5万元以上，每笔收费8元。\n\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。"]
[null,"跨行转账（实时转账，含异地及同城）",null,"5万元以下（含） 2元/笔；\n5万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。\n","5万元以下（含）暂不收费；\n5万元以上（2小时内到账）8元/笔。\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。\n"]
["服务费 ","证书使用年费",null,"8元/张/年","暂不收费"]
[null,"服务费","个人网银年服务费","10元/户/年","暂不收费"]
[null,null,"短信即时通服务费","免费","宝石花普卡、昆仑山普卡、宝石花IC普卡、昆仑山IC普卡超过300元交易免费，其他卡种不限交易金额均免费提醒。"]
[null,null,"短信认证年服务费","免费"]
[null,null,"证书挂失","免费"]
[null,null,"密码重置","免费"]
[]
["二、企业网上银行（智能化设备,不含ATM、CRS）收费标准"]
["类别 ","项目","服务内容","收费标准","备注"]
["工本费 ","昆仑e盾",null,"40元/个。","暂不收费"]
["结算手续费 ","本行同城及异地转账",null,"免费"]
[null,"跨行转账（普通及次日转账，含异地及同城）",null,"执行人民银行电子汇划费标准，即：\n0.2万元以下（含0.2万元），每笔收费2元；\n0.2万元以上至1万元（含1万元），每笔收费5元；\n1万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。","电子汇划按指导价标准八折执行"]
[null,"跨行转账\n（实时转账，含异地及同城）",null,"5万元以下（含） 2元/笔；\n5万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。\n","5万元以下（含）暂不收费；\n5万元以上（2小时内到账）按指导价标准八折执行。\n\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。\n"]
["服务费 ","证书使用年费",null,"200元/张/年","暂不收费"]
[null,"服务费","企业网银（证书版）年服务费","200元/户/年","暂不收费"]
[null,null,"企业网银（查询版）年服务费","100元/户/年","暂不收费"]
[null,null,"银企直联年服务费","10000元/户/年","分行可在此区间内，根据市场情况自行确定优惠幅度"]
[null,null,"短信即时通服务费","免费"]
[null,null,"证书挂失","免费"]
[null,null,"密码重置","免费"]
[]
["三、个人电话银行收费标准"]
["类别 ","项目","服务内容","收费标准","备注"]
["工本费 ","电话银行介质","口令卡","2元/张","暂不收费"]
["结算交易费 ","本行同城及异地转账",null,"免费"]
[null,"跨行转账（普通及次日转账，含异地及同城）",null,"执行人民银行电子汇划费标准，即：\n0.2万元以下（含0.2万元），每笔收费2元；\n0.2万元以上至1万元（含1万元），每笔收费5元；\n1万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。","1.5元/笔"]
[null,"跨行转账\n（实时转账，含异地及同城）",null,"2元/笔 ","暂不收费"]
["服务费","服务费","个人电话银行服务费","10元/户/年","暂不收费"]
[null,null,"短信即时通服务费","暂不收费","宝石花普卡、昆仑山普卡、宝石花IC普卡、昆仑山IC普卡超过300元交易免费，其他卡种不限交易金额均免费提醒。"]
[]
["四、企业电话银行收费标准"]
["类别 ","服务内容",null,"收费标准","备注"]
["服务费 ","企业电话银行服务费",null,"100元/年","暂不收费"]
[null,"企业电话银行传真服务费",null,"50元/年","暂不收费"]
[null,"短信即时通服务费",null,"免费","暂不收费"]
[]
["五、手机银行收费标准"]
["类别","项目","服务内容","收费标准","备注"]
["工本费 ","手机银行介质","口令卡","2元/张","暂不收费"]
["结算交易费 ","本行同城及异地转账",null,"免费"]
[null,"跨行转账（普通及次日转账，含异地及同城）",null,"执行人民银行电子汇划费标准，即：\n0.2万元以下（含0.2万元），每笔收费2元；\n0.2万元以上至1万元（含1万元），每笔收费5元；\n1万元以上至10万元，每笔收费10元；\n10万元以上至50万元，每笔收取15元；\n50万元以上至100万元，每笔收取20元；\n100万元以上，每笔按汇划金额的万分之零点二收取，最高不超过200元。\n\n\n汇划财政金库、救灾、抚恤金等款项免收电子汇划费；\n汇划职工工资、退休金、养老金等，每笔收取2元；\n收取电子汇划费后，不得再向客户收取邮费、电报费。","暂不收费"]
[null,"跨行转账\n（实时转账，含异地及同城）",null,"2元/笔 ","暂不收费"]
["服务费","服务费","个人手机银行服务费","3元/户/月","暂不收费"]
[null,null,"短信即时通服务费","免费","宝石花普卡、昆仑山普卡、宝石花IC普卡、昆仑山IC普卡超过300元交易免费，其他卡种不限交易金额均免费提醒。"]
[]
["六、B2B网上支付手续费"]
["收费项目","收费标准","备注","业务功能"]
[]
["B2B跨行付款手续费","10元/笔","在支付过程中，根据协议约定对收、付款其中一方收取手续费","B2B网上支付"]
[null,null,null,"跨行付款"]
["B2B跨行收款手续费","10元/笔",null,"B2B网上支付"]
[null,null,null,"跨行收款"]
["七、B2C网上支付手续费"]
["收费项目","收费标准","备注","业务功能"]
[]
["B2C跨行付款手续费","按单笔交易金额的5‰收取，最低每笔2元。","在支付过程中，根据协议约定对收、付款其中一方收取手续费","B2C网上支付"]
[null,null,null,"跨行付款"]
["B2C跨行收款手续费","按单笔交易金额的5‰收取，最低每笔2元。",null,"B2C网上支付"]
[null,null,null,"跨行收款"]
["八、大庆油田投标蓝牙U－key盾"]
["收费项目","收费标准","备注","业务功能"]
[]
["大庆油田投标蓝牙U－key盾工本费","100元/支","每户每年收取证书费100元，于客户第一次办理业务时一次性收取3年费用，证书费共计300元。","物采电子招标使用"]
["九、中国石油电子商务U－key盾"]
["收费项目","收费标准","备注","业务功能"]
[]
["中国石油电子商务U－key盾工本费","40元/支","U-key物理介质(型号OnKey193D)工本费40元/个。每户每年收取证书费100元，于客户第一次办理业务时一次性收取3年费用，证书费共计300元。","物采电子招标使用"]
[]
["十、电子收单业务"]
["收费项目","收费标准","备注","业务功能"]
[]
["线上支付","与商户协议定价，定价标准如下：\n1)发生交易的下一个工作日为商户清算：不超过订单金额的2%；2)发生交易的当日为商户清算：不超过订单金额的2%，单笔加收不超过每笔0.5元。              ","对公客户及个体经营者等。具体详询各分行。","线上支付是指商户app或移动端网站商城收款时，调用我行提供的微信、支付宝支付接口，进行线上收款的模式。"]
[]
[]
["线下支付","与商户协议定价，定价标准如下：1)发生交易的下一个工作日为商户清算：不超过订单金额的0.6%； 2)发生交易的当日为商户清算：不超过订单金额的0.6%，单笔加收不超过每笔0.5元。","对公客户及个体经营者等。具体详询各分行。","线下支付是指客户扫描我行为商户提供的二维码付款或商户扫客户微信、支付宝进行线下收款的模式。"]
[]
[]
["备注：1.电子汇划费严格执行《国家计委、中国人民银行关于制定电子汇划收费标准的通知》（计价格［2001］791）号）和《中国人民银行关于 加强支付结算管理防范电信网络新型违法犯罪有关事项的通知》（银发〔2016〕261号）文件规定，当地人民银行有特殊规定的，以当地人民银行规定为准。"]
["      2.根据当地人民银行规定，在陕西省范围内，凡单位或个人通过银行结算账户办理5 万元（含5 万元）以下的跨行汇兑业务时，统一服务标准，承诺3小时内到账；手续费用优惠，收费标准暂定为2元/笔。"]
[]
["十一、标准化现金管理业务"]
["序号","收费项目",null,"收费周期","收费基数","收费标准"]
[1,"现金管理服务年费",null,"年","按集团","账号个数<=20个时，年服务费10万元/年/集团 "]
[]
[{"$nulls":5},"账号个数20个至50个时，年服务费20万元/年/集团  "]
[]
[{"$nulls":5},"账号个数>=50个时，年服务费35万元/年/集团 "]
[]
[{"$nulls":4},"按账户数","账号个数<=20个时，8000元/年/账号  "]
[]
[{"$nulls":5},"账号个数20个至50个时，7000元/年/账号"]
[]
[{"$nulls":5},"账号个数>=50个时，6000元/年/账号 "]
[]
[2,"资金归集下拨","资金归集","月","按笔数","同行免费；跨行归集时，对于我行归集下拨到他行，他行归集下拨到我行的指令，按银企直联跨行转账手续费收取"]
[{"$nulls":4},"按金额","同行免费；跨行归集时，对于我行归集下拨到他行，他行归集下拨到我行的指令，按银企直联跨行转账手续费收取"]
[{"$nulls":4},"按账户数","500元/月/账户"]
[null,null,"资金下拨","月","按笔数","同行免费；跨行归集时，对于我行归集下拨到他行，他行归集下拨到我行的指令，按银企直联跨行转账手续费收取"]
[{"$nulls":4},"按金额","同行免费；跨行归集时，对于我行归集下拨到他行，他行归集下拨到我行的指令，按银企直联跨行转账手续费收取"]
[{"$nulls":4},"按账户数","500元/月/账户"]
[3,"多级账簿",null,"月","按一般虚拟结算户数","200元/月/账簿"]
[4,"内部资金计价",null,"月","按账户数","300元/月/账户"]
[5,"现金管理项下内部借款",null,"协商","按借款发放额","借款发放额的0.3%"]
[]
[]
[]
["十二、银企直联业务"]
[null,"交易场景","收费标准"]
["银企直联","超网（单笔）","5万（含）以下不收费\n5万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"二代大额单笔（实时）","1万（含）以下 1.6元\n1万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"二代小额单笔(实时)","1万（含）以下 1.6元\n1万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"超网批量","5万（含）以下不收费\n5万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"二代批量（逐笔记账大额）归为实时","1万（含）以下 1.6元\n1万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"二代批量（逐笔记账小额）归为实时","1万（含）以下 1.6元\n1万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]
[null,"二代批量（汇总记账小额）","1万（含）以下 1.6元\n1万至10万（含）8元\n10至50万（含）12元\n50至100万（含）16元\n100万以上按汇划金额的万分之零点二（最高200元）的八折收取"]

{"sheet":"5.银行卡（借记卡）业务","index":5,"n_rows":37,"n_cols":3,"rows_kept":37,"cut":false,"hidden":false,"merged":[[1,0,1,2],[2,0,2,2],[18,0,18,2],[11,0,15,0],[20,0,21,0],[26,0,27,0],[30,0,34,0]],"flags":["formulas_cached_only"]}
["返回目录"]
["银行卡（借记卡）业务收费标准"]
["一、借记卡收费标准"]
["收费项目","收费标准","备注"]
["年费","10元/卡/年","暂不收费"]
["新(补、换)发卡手续费","5元/卡","暂不收费"]
["挂失手续费（含个人密码挂失手续费）","10元/卡/次","暂不收费"]
["人民币卡跨境ATM取现手续费","按金额的1%+12元人民币收取，最低13元，最高62元。"]
["调单手续费","国内交易正本50元/份，副本10元/份。国外交易副本5美元/份"]
["境内跨行ATM取现手续费","2元/笔","暂不收费"]
["跨行查询手续费","境内免费；境外：4元/笔"]
["自助设备（ATM、CRS）跨行转账手续费","同城：转账金额1 万元（含），3 元/笔；"]
[null,"      转账金额1 万元以上至5 万元（含），5 元/笔；"]
[null,"      转账金额5 万元以上至10 万元（含），8元/笔；"]
[null,"      转账金额10 万元以上，10元/笔"]
[null,"异地：转账金额的1%，最低为5 元人民币，最高为50 元人民币"]
["农民工渠道取款","持卡人的每笔取款手续费为0.8%，每笔最低收费1元，最高收费20元","自助设备渠道暂不收取,柜面正常收取"]
["小额动账短信通知服务","账户余额变动金额300元以下付费短信提醒，收费标准为2元/月/卡（账户）","仅收取宝石花普卡、昆仑山普卡、宝石花IC普卡、昆仑山IC普卡；金卡（含）以上级别借记卡不收取该费用"]
["二、IC借记卡收费标准"]
["收费项目","收费标准","备注"]
["年费","金融智能卡（复合借记卡）：10元/卡/年 ","暂不收费，新疆金融社会保障卡免费"]
[null,"金融智能卡（电子现金卡）：10元/卡/年","暂不收费"]
["新(补)发卡手续费（工本费）","20元/卡","暂不收费，新疆金融社会保障卡免费"]
["挂失手续费","10元/卡/次","暂不收费"]
["人民币卡跨境ATM取现手续费","按金额的1%+12元人民币收取，最低13元，最高62元"]
["调单手续费","国内交易正本50元/份，副本10元/份。国外交易副本5美元/份"]
["跨行圈存手续费","指定账户圈存：0.5元/笔","暂不收费"]
[null,"非指定账户圈存：0.9元/笔"]
["境内跨行ATM取现手续费","2元/笔","暂不收费"]
["跨行查询手续费","境内免费；境外：4元/笔"]
["自助设备（ATM、CRS）跨行转账手续费","同城：转账金额1 万元（含），3 元/笔；"]
[null,"      转账金额1 万元以上至5 万元（含），5 元/笔；"]
[null,"      转账金额5 万元以上至10 万元（含），8元/笔；"]
[null,"      转账金额10 万元以上，10元/笔"]
[null,"异地：转账金额的1%，最低为5 元人民币，最高为50 元人民币"]
["农民工渠道取款","持卡人的每笔取款手续费为0.8%，每笔最低收费1元，最高收费20元","自助设备渠道暂不收费，柜面正常收费"]
["小额动账短信通知服务","账户余额变动金额300元以下付费短信提醒，收费标准为2元/月/卡（账户）","仅收取宝石花普卡、昆仑山普卡、宝石花IC普卡、昆仑山IC普卡；金卡（含）以上级别借记卡不收取该费用"]

{"sheet":"6.特约商户刷卡业务","index":6,"n_rows":3,"n_cols":1,"rows_kept":3,"cut":false,"hidden":false,"merged":[],"flags":["formulas_cached_only"]}
["返回目录"]
["特约商户刷卡收费标准"]
["根据国家发改委和中国人民银行《关于完善银行卡刷卡手续费定价机制的通知》（发改价格〔2016〕557号）、中国银联《关于发布银联卡刷卡手续费调整相关实施方案的函》（银联函〔2016〕94号）及《关于调整银行卡刷卡手续费的通知》（昆仑银计财〔2016〕280号）、《中国人民银行 银保监会 发展改革委 市场监管总局关于降低小微企业和个体工商户支付手续费的通知》（银发〔2021〕169号）的相关要求，对标准类商户借记卡发卡服务费、网络服务费在现行政府指导价基础上实行9折优惠、封顶值不变。优惠折扣后，特约商户签约标准费率借记卡为0.5%，借记卡交易单笔18元封顶；贷记卡交易为0.55%，贷记卡交易无封顶。对优惠类商户的签约费率在标准费率的基础上实行7.8折优惠。"]

{"sheet":"7.国际业务","index":7,"n_rows":106,"n_cols":4,"rows_kept":106,"cut":false,"hidden":false,"merged":[[1,0,1,3],[3,0,3,2],[4,0,4,2],[5,0,5,2],[24,0,24,2],[37,0,37,2],[38,0,38,2],[48,0,48,2],[57,0,57,2],[59,0,59,2],[61,0,61,2],[63,0,63,2],[69,0,69,2],[71,0,71,2],[73,0,73,2],[78,0,78,2],[86,4,86,14],[88,4,88,14],[91,0,91,2],[12,0,14,0],[92,0,93,0],[7,1,8,1],[12,1,14,1],[92,1,93,1],[96,1,98,1],[12,2,14,2],[92,2,93,2],[6,3,9,3],[12,3,14,3],[92,3,93,3]],"flags":["formulas_cached_only"]}
["返回目录"]
["国际业务收费标准"]
["序号","收费项目","收费标准","备注"]
["一、对公客户"]
["（一）信用证"]
["（1）出口"]
["1","预通知","100元/笔","暂不收费"]
[2,"通知或转递","通知费用由受益人承担的，200元/笔；通知费用由申请人承担的，按金额的1‰收取，最低200元/笔，最高1000元/笔。在我行交单议付可酌情免收。"]
[3,null,"在我行议付免收"]
[4,"通知或转递信用证修改","200元/笔"]
[5,"修改、换单","除验单费外，额外收取转让证换单200元/笔，对已议付寄出的单据修改再寄额外收取50元/笔。"]
[6,"保兑信用证(含通知费)","按保兑金额的1.5‰收取，最低500元/笔。按季收取，不足一季按一季收取。"]
[7,"议付或出单","1.25‰，最低300元/笔。"]
[]
[]
[8,"转让信用证","按信用证金额的1‰收取，最低500元/笔，最高1000元/笔"]
[9,"开立转让信用证修改","200元/笔（不含金额增加、效期延展）；金额增加、效期延展的，增加/延展部分按新开标准收取。"]
[10,"信用证效期内注销","100元/笔"]
[11,"撤证","100元/笔"]
[12,"单据瑕疵修改、复印","30元/笔"]
[13,"款项让渡（国内）","300元/笔"]
[14,"款项让渡（国外）","500元/笔"]
[15,"退单","200元/笔"]
[16,"补制遗失出口信用证","100元/笔"]
["（2）进口"]
["1","开证","按开证金额的1.5‰收取，最低500元/笔。               "]
["2","修改","100元/笔(不含金额增加、效期延展)；金额增加、效期延展的，增加/延展部分按新开标准收取，最低100元/笔，全额保证金业务按最低标准收取。"]
["3","承兑","按承兑金额的1‰，最低150元/笔，全额保证金业务按最低标准收取。"]
["4","偿付","最低30美元/笔"]
["5","不符点费","最低350元/笔或35欧元/笔。"]
["6","提货担保","提货担保金额的0.5‰，最低500元/笔，按季收取"]
["7","银行抬头提单背书","300元/笔","暂不收费"]
["8","退单","200元/笔","暂不收费"]
["9","效期内撤消","100元/笔","暂不收费"]
["10","提货担保","提货担保金额的0.5‰，最低500元，按季收取","暂不收费"]
["11","空运单放货证明/提单背书：银行收单后","50元/笔","暂不收费"]
["12","空运单放货证明/提单背书：银行收单前","贷款金额的0.5‰，最低500元"]
["（二）托收"]
["（1）出口托收"]
["1","光票托收","按托收金额的1‰收取，最低50元/笔，最高1000元/笔。（签订托收协议的除外）另加收邮电费。日元票据加收15元人民币/张。"]
["2","光票托收退票","50元/笔，境外费用据实收取，另加收邮电费。"]
["3","光票托收受益人要求退汇：已解付","按汇出汇款收费标准收取，另加收邮电费。"]
["4","光票托收受益人要求转汇：已解付","按汇出汇款收费标准收取，另加收邮电费。"]
["5","跟单托收","按托收金额的1‰收取，最低200元/笔，最高2000元/笔。"]
["6","退单","100元/笔"]
["7","无偿放单","200元/笔"]
["8","催收","100元/笔"]
["9","修改托收委托书","100元/笔"]
["（2）进口代收"]
["1","进口代收（光票、跟单）","光票代收：按代收金额的1‰收取，最低50元/笔，最高1000元/笔。跟单代收：按代收金额的1‰收取，最低200元/笔，最高2000元/笔。"]
["2","代收单据转同业","200元/笔"]
["3","无偿放单","200元/笔"]
["4","提示承兑","150元/笔"]
["5","空运单放货证明/提单背书：银行收单前","贷款金额的0.5‰，最低500元"]
["6","空运单放货证明/提单背书：银行收单后","50元/笔"]
["7","偿付","30—80美元/笔，或等值外币。"]
["8","退单、换单","200元/笔"]
["（三）国际保理"]
[1,"国际保理","有追索权保理按照应收账款金额的0.15%一次性收取；\n无追索权保理按照应收账款金额的0.5%一次性收取。"]
["（四）汇款"]
[]
["（1）退汇"]
["1","退汇","200元/笔，或25欧元/笔，受益人拒收或无受益人时，从退汇款中扣收。另加收电讯费和邮电费（如有）。"]
["（2）汇出"]
["1","电汇境外汇款","按汇款金额的1‰收取，最低50元/笔，最高1000元/笔；或按协议收取。另加收电讯费。"]
["2","电汇境内异地汇款","按汇款金额的1‰收取，最低50元/笔，最高1000元/笔；或按协议收取。另加收电讯费。"]
["3","同城汇款","按汇款金额的1‰收取，最低20元/笔，最高200元/笔,另加收电讯费。"]
["4","汇出汇款查询","3个月（含）内150元/笔，3—6个月（含）200元/笔，6个月以上300元/笔。电讯费和国外银行费用据实收取。"]
["5","汇出汇款行内划转","免收","暂不收费"]
["（3）汇款指令修改"]
["1","汇款指示修改","100元/笔，另加收邮电费。"]
["（4）挂失，止付"]
["1","挂失、止付","100元/笔，另加收邮电费。"]
["（5）其他"]
["1","同城外币票据交换","按同城清算金额（卖出价）的0.5‰收取，最低10元/笔，最高100元/笔。"]
["2","票汇","1‰，最低50元/笔，最高1000元/笔。"]
["3","票汇退汇","100元/笔，从退回款中扣除。"]
["4","票汇挂失","50元/笔"]
["（五）其他涉外业务费用"]
["1","资信证明","500元/笔"]
["2","存款证明","200元/笔"]
["3","核押、核签字样本","50—100元/笔，另加收电讯费（如有）。"]
["4","验票","150元/笔"]
["5","查询/催收","100元/笔，另加收国外银行费用。"]
["6","外币携带证","10元/笔"]
["7","柜台代客户打印汇款申请书","0.5—2元/份"]
["8","清算业务手续费","1.本行客户收汇业务：10欧元/笔或100元人民币/笔，或按协议收取。在我行外币收汇且原币入账的业务(不含NRA账户收汇)，在上述收费标准的基础上再收取收汇金额的1‰的手续费。如发生退汇，清算业务手续费不予以退回。\n2.向其他金融机构转款业务：按汇款金额的2‰-5‰收取，最低标准10欧元/笔或100元/笔，其中向其他金融机构同名账户转款业务按照协议价格收取。如发生退汇，清算业务手续费予以退回。\n3.上述业务如发生退汇，照常收取退汇业务手续费(其他币种以人民币为基准，按当日人行中间价折算)。\n"]
["9","SWIFT电讯费","180元/笔，或18欧元/笔。"]
["10","邮电费、传真费","据实收取。"]
["11","福费廷手续费","按协议价格收取。"]
["12","福费廷承诺费","按协议价格收取。"]
["二、个人客户"]
["序号","收费项目","收费标准","备注"]
[]
["1","境外汇入汇款入账","按汇款金额的1‰收取，最低50元/笔，最高1000元/笔。"]
["2","境外汇入汇款查询","100元/笔，若查询6个月前业务加收50元/笔。"]
["3","汇出汇款","汇出境外汇款：按汇款金额的1‰收取，最低50元/笔，最高260元/笔，另加电讯费、邮费（如有）。\n若为现钞汇款，加收钞转汇费。"]
["4",null,"系统内（包括省内异地、跨省）境内个人外汇划转：按划转金额的1‰收取，最低20元/笔，最高200元/笔，另加收电讯费（如有）。同城免费。\n若为现钞汇款，加收钞转汇费。"]
["5",null,"跨系统境内（包括同城、省内异地、跨省）个人外汇划转：按划转金额的1‰收取，最低50元/笔，最高260元/笔，另加收电讯费（如有）。\n若为现钞汇款，加收钞转汇费。"]
["6","汇出汇款查询","100元/笔，若查询6个月前业务加收50元/笔。"]
["7","汇款指示修改","200元/笔"]
["8","退汇","按退汇金额的1‰收取，最低20元/笔，最高300元/笔。"]
["9","个人外币业务相关邮电费","电讯费：\n1.境内: 10元/笔\n2.境外：100元/笔\n邮费：\n按照我行与当地邮政、快递等部门标准据实收取。"]
["10","钞汇互转","美元、港币、欧元、英镑，按当日公布的外汇牌价（卖出价）折算百分率收取，其他货币按交易金额的1-3%收取。"]
["11","境外汇路汇款费用承担方式选择服务","1.由付款人承担（71A，OUR）：除汇出汇款手续费、邮电费外须向付款人收取25美元/笔。\n2.收付款人共同承担（71A，SHA）：汇款方费用向付款人收取。按对应业务标准执行。\n3.收款人承担扣费（71A，BEN）：汇款方费用由汇款额本金扣除。暂不收费。","收款人承担扣费（71A，BEN）：汇款方费用由汇款额本金扣除。暂不收费。"]
["12","外币携带证","10元/笔"]

{"sheet":"8.代理业务","index":8,"n_rows":100,"n_cols":3,"rows_kept":100,"cut":false,"hidden":false,"merged":[[1,0,1,2],[2,0,2,2],[15,0,15,2],[26,0,26,2],[39,0,39,2],[50,0,50,2],[54,0,54,2],[59,0,59,2],[74,0,74,2],[84,0,84,2],[28,0,29,0],[61,0,62,0],[76,0,79,0],[86,0,92,0],[61,1,62,1]],"flags":["formulas_cached_only"]}
["返回目录"]
["代理业务收费标准"]
["一、代收代付"]
["收费项目","收费标准","备注"]
["代发工资","按协议价格收取。"]
["代发养老金","按协议价格收取。","免收每月前2笔且每笔不超过2500元（含）的本行异地（含本行柜台和ATM）取现手续费。"]
["代收学杂费","按协议价格收取。"]
["代理收付费","按协议价格收取。"]
["代理彩票销售及兑奖","代售：按金额的3%收取，兑奖：按金额的0.5%收取；或按协议向彩票发行单位收取。"]
["代理信托计划产品资金收付","按协议价格收取。"]
["代扣利息税","按代扣税金额的2%向税务部门收取。"]
["代理法人客户缴税","按代缴金额的2%向税务部门收取。"]
["代理海关退税","10元/笔向海关收取，单笔退税额低于50元免费。"]
["代理住房补贴支付","0.5元/笔，向委托单位收取。"]
["代理火车票销售业务手续费","每张客票（包括异地票）销售服务费5元，学生票不收取手续费。","乌鲁木齐地区适用。"]
["二、代理债券"]
["收费项目","收费标准","备注"]
["代理国债发行兑付","按财政部、中国人民银行有关规定收取。"]
["代理企业债券发行兑付","按有关规定收取。"]
["债券结算代理","债券结算代理佣金：按债券面值的0.005‰—0.1‰收取，或按债券结算代理协议的具体规定收取。"]
["记账式国债开户费","10元/户。"]
["记账式国债转托管","20元/笔。"]
["记账式国债非交易过户","50元/次。"]
["记账式国债历史交易查询","5元/笔。"]
["凭证式国债提前支取","按兑取本金的1‰。"]
[]
["三、代理股票和期货"]
["收费项目","收费标准","备注"]
["银证转账手续费","1、按协议价格向证券公司收取。"]
[null,"2、向个人收取：1元/笔，最高20元/年/户。"]
["代理股东账户开户","A股：10－50元/户，B股：30－120港元/户。"]
["代理股东账户挂失补办","15元/户。"]
["A股转托管（代交易所收）","30元/笔。"]
["B股转托管（代交易所收）","100港元/笔。"]
["第三方存管业务个人开户","10元/户，向证券公司收取。"]
["证券公司客户交易结算资金第三方存管入场费","按协议价格向证券公司收取。"]
["证券公司客户年服务费","按协议价格向证券公司收取。"]
["证券公司客户账单打印费","3－5元/页。"]
[]
["四、代理保险"]
["收费项目","收费标准","备注"]
["代理推销对公客户财险","按照银保监会有关规定，根据代理保险协议费率收取。"]
["代理推销个人财险","根据代理保险协议费率向保险公司收取。"]
["代理推销个人客户寿险","根据代理保险协议费率向保险公司收取。"]
["代理销售对公客户寿险","根据代理保险协议费率向保险公司收取。"]
["代理收取财险保险费","1元/笔；或按代收代付金额的0.1%收取，按月或按季结算；或按协议向保险公司收取。按实际业务笔数计算，不以成功笔数计算。"]
["代理支付财险保险金","1元/笔；或按代收代付金额的0.1%收取，按月或按季结算；或按协议向保险公司收取。按实际业务笔数计算，不以成功笔数计算。"]
["代理收取寿险保险费","1元/笔；或按代收代付金额的0.1%收取，按月或按季结算；或按协议向保险公司收取。按实际业务笔数计算，不以成功笔数计算。"]
["代理支付寿险保险金","1元/笔；或按代收代付金额的0.1%收取，按月或按季结算；或按协议向保险公司收取。按实际业务笔数计算，不以成功笔数计算。"]
[]
["五、代理黄金"]
["收费项目","收费标准"]
["实物贵金属","按协议价格收取。"]
[]
["六、代理销售理财产品业务"]
["收费项目","收费标准"]
["代理销售个人理财产品","按协议价格收取。"]
["代理销售对公理财产品","按协议价格收取。"]
["代理理财产品管理及顾问费","按协议价格收取。"]
["七、代理基金"]
["收费项目","收费标准","备注"]
["代理认购","议价，记载于代销协议中（认购手续费费率由基金管理公司确定，公布于基金招募说明书中，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
[]
["代理申购","议价，记载于代销协议中（申购手续费费率由基金管理公司确定，不得超过申购金额的5%，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["代理赎回","议价，记载于代销协议中（赎回手续费费率由基金管理公司确定，不得超过赎回金额的3%，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["代理转换","议价，记载于代销协议中（转换手续费费率由基金管理公司根据基金合同确定，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["代理转托管","议价，记载于代销协议中（转托管手续费费率由基金管理公司根据基金合同确定，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["代理非交易过户","议价，记载于代销协议中（非交易过户手续费费率由基金管理公司确定，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["附加手续费","议价（根据不同的产品，实行不同的收费水平，特殊情况报行领导审批，一般为基金净值的0.1%—0.4%）。"]
["基金定投","议价，记载于代销协议中（手续费费率由基金管理公司根据基金契约确定，我行代其向基金投资者收取，与基金管理公司协商分成）。"]
["基金转指定业务","按协议价格收取。"]
["基金漫游业务","按协议价格收取。"]
["持续营销服务费","议价，记载于代销协议中（主要是货币市场等基金。手续费费率由基金管理公司根据基金合同确定，我行与基金管理公司协商分成）。"]
[]
["八、委托存贷款"]
["收费项目","收费标准","备注"]
["代理一般委托贷款","1、贷款金额＜1亿元：月手续费率0.15—3‰；发放时一次性收取的，年手续费率≥1.5‰。"]
[null,"2、贷款金额≥1亿元：月手续费率0.1—2‰；发放时一次性收取的，年手续费率≥1‰。"]
[null,"3、单笔手续费不足1000元的，按1000元/笔收取。"]
[null,"4、外币比照上述标准执行。"]
["住房委托存款","按不高于归集额的5‰收取。"]
["住房委托贷款","按不高于贷款利息收入的5%收取。"]
["个人委托贷款","委托贷款金额的0.3‰—3‰/月，最低1000元/笔/年。"]
[]
["九、代保管"]
["收费项目","收费标准","备注"]
["保管箱租金","按不同箱体规格执行不同收费标准："]
[null,"（1）5000cm3（含）以下，0.044元/cm3"]
[null,"（2）5000cm3—10000 cm3（含），0.039元/cm3"]
[null,"（3）10000cm3—15000 cm3（含），0.035元/cm3"]
[null,"（4）15000cm3—20000cm3（含），0.034元/cm3"]
[null,"（5）20000cm3—40000cm3（含），0.029元/cm3"]
[null,"（6）40000cm3以上，0.027元/cm3。"]
["保管箱开箱手续费（超过约定次数的开箱）","10元/次。"]
["保管箱IC卡挂失手续费","50元/次。"]
["保管箱破箱手续费","500元/次，或根据成本确定。"]
["单证、票据保管（非保管箱）","按协议价格收取。"]
["代保管贵重物品（非保管箱）","按保管物金额的0.5‰/年收取。"]
[]
["备注：上述收费标准参照同业市场定价。"]

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["返回目录"]
["投资银行业务收费标准"]
["一、财务顾问"]
["收费项目","收费标准","备注"]
["企业常年财务顾问","按协议价格收取，原则上不低于2万元/年/户。"]
[null,"对于服务期限不足1年的顾问服务，收费可依据服务期限调整。"]
[null,"仅提供研究信息类产品和一般性银行业务咨询（不涉及专项咨询服务）的顾问收费可依据服务内容适当降低。"]
["政府常年财务顾问","按协议价格收取，原则上不低于2万元/年/户。"]
[null,"对于服务期限不足1年的顾问服务，收费可依据服务期限调整。"]
[null,"仅提供研究信息类产品和一般性银行业务咨询（不涉及专项咨询服务）的顾问收费可依据服务内容适当降低。"]
["企业投融资顾问","工作费：2000元/天/人，住宿费、交通费、资料费等其他费用由委托方据实支付，或按协议价格收取。"]
[null,"成功费：按投融资总额的1—3%收取，或按协议价格收取。"]
["企业兼并与收购顾问","工作费：2000元/天/人，住宿费、交通费、资料费等其他费用由委托方据实支付，或按协议价格收取。\n成功费：按协议价格收取。"]
["企业内部资产重组顾问"]
["企业债务管理与债务重组顾问"]
["企业（政府）债券发行顾问"]
["企业股份制改造及股票发行金融顾问"]
["企业资产管理顾问","按协议价格收取。最低20000元/年/户。 "]
["其它财务顾问","按协议价格收取。"]
["资金顾问","根据工作占用的时间及资源等因素按协议价格收取。最低10000元/户。 "]
[]
["二、银团承销安排管理"]
["收费项目","收费标准","备注"]
["银团贷款财务顾问费","原则上按不低于银团贷款总额的0.1—0.5%收取，或按协议价格收取。"]
["银团贷款安排费及承销费","按不低于银团贷款总额的0.25%的比例一次性收取，或按协议价格收取。"]
["银团贷款代理行费及管理费","根据代理行的工作量按有关协议的约定按年收取。"]
["银团贷款承诺费","原则上按不低于未提用金额的0.25—0.5%收取，或按协议价格收取。"]
["银团贷款分销费","原则上按不低于银团贷款总额的1—1.5%收取，或按协议价格收取。"]
[]
["三、其他投资银行业务"]
["收费项目","收费标准","备注"]
["资产证券化方案设计及顾问费用","工作费：2000元/天/人，住宿费、交通费、资料费等其他费用由委托方据实支付，或按协议价格收取。"]
["资产证券化方案设计","成功费：以资金信托计划额为基准，1000万元以内（含）2.5%；1000万以上—1亿元（含）1.5%；1亿以上—10亿元（含）1%；10亿元以上0.5%。或按协议价格收取。"]
["间接银团（卖出型）贷款安排费","原则上住宿费、交通费、资料费等工作费用由委托方实报实销，或按协议价格收取。"]
["间接银团（卖出型）代理手续费","原则上按投融资总额的1—3%收取，或按协议价格收取。"]
[]
["四、市场资信"]
["收费项目","收费标准","备注"]
["（一）资信证明"]
["1、个人（本外币）资信证明"]
["个人存款证明（含个人购买国债证明）","20元/份，","“昆仑山金卡”及“宝石花金卡”客户免费"]
["个人贷款证明","50元/份，","“昆仑山金卡”及“宝石花金卡”客户优惠50%"]
["个人信用卡守信证明","50元/份，","“昆仑山金卡”及“宝石花金卡”客户优惠50%"]
["个人提前解除止付","20元/份"]
["2、单位（本外币）资信证明"]
["单位存款证明","200元/份（委托人需要中英文对照版本的，上浮50%）","小微企业免收"]
["单位结算记录证明","500元/份（委托人需要中英文对照版本的，上浮50%）"]
["单位提前解除止付","200元/份（委托人需要中英文对照版本的，上浮50%）"]
["单位贷款证明","500元/份（委托人需要中英文对照版本的，上浮50%）"]
["单位信用卡守信证明","300元/份 （委托人需要中英文对照版本的，上浮50%）"]
["单位表外业务证明(单位)","300元/份（委托人需要中英文对照版本的，上浮50%）"]
["银行询证函(单位)","200元/份，若份数不易确定，则依加盖银行印章数量确定份数。"]
["单位其他单项业务资信证明","300元/份（委托人需要中英文对照版本的，上浮50%）"]
["综合资信证明","按证明内容累加，各项证明收费合计打八折。或按协议收费（委托人需要中英文对照版本的，上浮50%）。"]
["股东出资金额证明","根据当地政府指导价收取，无政府指导价的按200元/份收取。"]
["企业注册资金验资","根据当地政府指导价收取，无政府指导价的按200元/份收取。"]
["（二）资信调查"]
["1、单位情况调查"]
["单位真实性调查","500元/份（被调查方为境外机构的，最低1500元/份，按协议价格收取。）"]
["单位与我行往来情况调查","1000元/份"]
["单位经营与财务状况调查","2000元/份，根据调查内容按协议价格收取。"]
["单位综合调查","按调查内容累加，各项调查收费合计打八折。或按协议收费"]
["2、资产情况调查"]
["单项资产调查","根据工作占用的时间及资源等因素按协议价格收取，最低2000元/份。"]
["综合资产调查","根据工作占用的时间及资源等因素按协议价格收取，最低5000元/份。"]
["3、市场情况调查"]
["地区市场调查","根据工作占用的时间及资源等因素按协议价格收取，最低2万元/份。跨省调查上浮50—100%，跨国调查上浮100—300%。"]
["行业市场调查"]
["竞争对手调查"]
["专项市场调查","按调查内容累加，各项调查收费合计打八折。或按协议收费。"]
["4、个人资信调查"]
["个人联合征信查询费","20元/笔。","暂不收费"]
["（三）资信评估评级"]
["企业资信评级","以送审时企业资产总额为依据，总资产500万（含）以下，收费5000元；500—1000万元（含），收费1万元；1000万—5000万元（含），收费1.5万元；5000—1亿元，收费2万元；1亿—5亿元，收费2.5万元；5亿元以上收费3万元。社会化评级上浮100%。"]
[null,"或参考社会中介机构收费标准收取。"]
["财务实力评级","参考社会中介机构收费标准，按协议价格收取。"]
["履约能力评级","参考社会中介机构收费标准，按协议价格收取。"]
["评级顾问","根据工作占用的时间及资源等因素按协议价格收取。"]
["（四）信息咨询业务"]
["金融信息报告","按报告信息量协议收费。可根据客户情况采取年费制。"]
["行业信息报告","按报告信息量协议收费。可根据客户情况采取年费制。"]
["市场信息报告","按报告信息量协议收费。可根据客户情况采取年费制。"]
["综合信息报告","按报告信息量协议收费。可根据客户情况采取年费制。"]
["（五）其他市场资信业务"]
["1、企业信用管理顾问"]
["信用管理系统设计","根据工作占用的时间及资源等因素按协议价格收取。最低10000元/户。"]
["客户资信管理","根据工作占用的时间及资源等因素按协议价格收取。最低10000元/户。"]
["2、中介服务协作"]
["代办抵（质）押服务","登记：个人：200元/笔；","暂不收费"]
[null,"登记：对公：1000元/笔；"]
[null,"其他：参考社会中介机构收费标准按协议收取。"]
["其他中介服务协作","资产拍卖、会计报表审计、公证服务、法律服务等协作项目执行政府指导价，或参考社会中介机构收费标准按协议收取。"]
["经济、金融培训服务","根据工作占用的时间及资源等因素按协议价格收取。"]
[]
["备注：上述收费标准参照同业市场定价。"]

{"sheet":"10.个人理财业务","index":10,"n_rows":9,"n_cols":3,"rows_kept":9,"cut":false,"hidden":false,"merged":[[1,0,1,2]],"flags":["formulas_cached_only"]}
["返回目录"]
["个人理财业务收费标准"]
["收费项目","收费标准","备注"]
["理财报告","普通客户200元，","暂不收费"]
["个人理财顾问及策划服务","按协议价格收取。"]
["委托转账缴费","1元/笔，","暂不收费"]
["个人遗产财务服务","按协议价格收取。","暂不收费"]
[]
["备注：上述收费标准参照同业市场定价。"]

{"sheet":"11.担保承诺业务","index":11,"n_rows":71,"n_cols":4,"rows_kept":71,"cut":false,"hidden":false,"merged":[[0,0,0,1],[1,0,1,3],[22,0,22,3],[23,0,23,2],[43,0,43,3],[46,0,46,3],[70,0,70,1],[14,0,15,0],[14,1,15,1],[19,1,20,1],[25,3,41,3],[48,3,64,3]],"flags":["formulas_cached_only"]}
["返回目录"]
["担保承诺业务收费标准"]
["序号","收费项目","收费标准","备注"]
[1,"循环贷款承诺","循环贷款承诺费按照合同金额与借款人已提款项（计费周期内日均余额)的差额一次性或分次向借款人收取，费率按年费率1‰—5‰确定。在合同有效期内借款人要求缩减循环贷款额度的，一次性收取缩减贷款额度1‰—5‰的违约金。或按协议价格收取。","小微企业免收"]
[2,"法人账户透支承诺","1、透支承诺费年费率最高不超过0.3%；\n2、透支承诺费=核定的透支额度×透支承诺费年费率，与客户签订账户透支协议后一次性收取。或按协议价格收取。","小微企业免收"]
[3,"贷款承诺","按贷款合同金额的1‰—5‰（年费率）一次性向借款人收取，如在规定的用款期内未提款，则按未提款部分的0.3‰—0.5‰收取一次性违约金。意向性贷款承诺等我行不承担必须履行承诺经济责任的承诺，收费标准按信贷证明收费标准执行。或按协议价格收取。","小微企业免收"]
[4,"信贷证明","按出具信贷证明金额的0.05‰—0.1‰确定，对不足500元的按500元收取。","小微企业免收"]
[5,"客户授信额度承诺","按客户授信额度的0.3‰—5‰/年一次性向客户收取。在承诺的授信期内未使用的授信额度，按未使用额度的0.3‰—0.5‰一次性收取资金延搁费。对不承担经济责任的意向性承诺，按信贷证明收费标准执行。或按协议价格收取。","小微企业免收"]
[6,"延迟提款承担费","按未提款部分金额的2‰收取，或按协议收取。"]
[7,"法人客户提前还款手续费","按提前还款月数、金额的1‰收取。提前还款手续费=剩余贷款期限（月数）×提前还款金额×1‰（未满一个月的按一个月计算）。或按协议价格收取。"]
[8,"本币融资类担保","按担保余额的（年费率）0.5%收取，担保费按季收取，担保期限不足一季的按一季计收，最低300元/季。"]
[9,"本币非融资类担保","对AA-级（含）以上客户和提供全额低风险反担保的客户，按担保余额的0.5%（年费率）收取，对其他客户按担保余额的1%（年费率）收取，担保费按季收取，担保期限不足一季的按一季计收，最低200元/季。"]
[10,"国内保理业务手续费","在办理业务时一次性收取，有追索权(回购型)保理业务手续费按应收账款发票实有金额的0.1%—1%收取，无追索权(买断型)保理业务手续费按应收账款发票实有金额的0.2%—2%收取；或按协议收取。"]
[11,"备用贷款承诺","按规定合同金额的1‰—5‰（年费率）按季或半年或年或一次性向借款人收取；或按协议收取。","小微企业免收"]
[12,"未提供100%保证金的银行承兑汇票","此项业务收费由两部分组成："]
[null,null,"1、依承兑金额，按照票面金额的0.05%收取手续费；\n2、按承兑金额与保证金的差额收取本币融资类担保费，即按担保余额的（年费率）0.5%收取，担保费按季收取，担保期限不足一季的按一季计收，最低300元/季。"]
[13,"个人未提用贷款承担费","2‰，最低200元。"]
[14,"个人贷款提前还款手续费","加收1个月利息，即：提前还款手续费=（每次）实际提前还款额×合同月利率。对助学贷款不收提前还款手续费。借款合同未约定的暂不收取。"]
[15,"个人转按揭贷款业务手续费","500元/笔，向新借款人收取，暂不收取。","暂不收费"]
[16,"出具抵押房屋出租证明","“个人抵押出租证明”100元/份；"]
[17,null,"“企业抵押出租证明”1000元/份。"]
[]
["涉外保函（含备用信用证）"]
["（一）开出保函"]
["序号","收费项目","收费标准","备注"]
["1","借款/透支保函","2.5‰-5‰/季；最低800元/季。","担保期限不足一季或超一季十天以内（含）的，按一季计收；超一季十天以上按两季计收；后续季度按此规则累进计费。"]
["2","飞机租赁保函","1.5‰-4‰/季；最低800元/季。"]
["3","其他租赁保函","2‰-5‰/季；最低800元/季。"]
["4","以现汇偿还的补偿贸易保函","2‰/季；最低500元/季。"]
["5","付款保函","1.5‰/季；最低1000元/季。"]
["6","其他融资类保函","2‰/季；最低800元/季。"]
["7","投标保函","0.8‰/季；最低500元/季。"]
["8","履约保函","1.5‰/季；最低600元/季。"]
["9","预付款保函","1‰/季；最低600元/季。"]
["10","质量保函","1‰/季；最低500元/季。"]
["11","维修保函","1‰/季；最低500元/季。"]
["12","留置金保函","1‰/季；最低500元/季。"]
["13","以实物偿还的补偿贸易保函","1‰/季；最低500元/季。"]
["14","加工贸易税款保付保函","2‰/季；最低500元/季。"]
["15","关税保函","2‰/季；最低500元/季。"]
["16","海事保函","1‰/季；最低500元/季。"]
["17","其他非融资类保函","1‰/季；最低500元/季。"]
["18","修改","200元/笔（不含金额增加、效期延展）；金额增加、效期延展的，增加/延展部分按新开标准收取，不足200元按200收取。"]
["（二）接收保函"]
["1","通知","200元/笔。","自2026年8月19日起实施"]
[]
["国内保函"]
["1","融资类保函（借款、透支等）","比照我行同期限的贷款利率减半执行，最低1000元/季。"]
["2","融资性租赁保函","2‰/季；最低1000元/季。","担保期限不足一季或超一季十天以内（含）的，按一季计收；超一季十天以上按两季计收；后续季度按此规则累进计费。"]
["3","经营性租赁保函","1.5‰/季；最低500元/季。"]
["4","补偿贸易保函","1.25‰/季；最低500元/季。"]
["5","付款保函","1.5‰/季；最低500元/季。"]
["6","投标保函","0.5‰/季；最低500元/季。"]
["7","履约保函","1‰/季；最低500元/季。"]
["8","预付款保函","1‰/季；最低500元/季。"]
["9","加工贸易税款保付保函","1‰/季；最低500元/季。"]
["10","一般关税保函","1‰/季；最低500元/季。"]
["11","留置金保函","1‰/季；最低500元/季。"]
["12","质量保函","1‰/季；最低500元/季。"]
["13","维修保函","1‰/季；最低500元/季。"]
["14","海事保函","2‰/季；最低1000元/季。"]
["15","其他类保函","0.5‰-2‰/季；最低500元/季。"]
["16","为代理行转开保函","2‰/季；最低500元/季。"]
["17","为海外联行转开保函","0.5‰/季；最低500元/季。"]
[10,"税款保付保函","根据保函风险按季收保函金额的1.25‰—7.5‰，或按协议收取。"]
["18","修改","200元/笔。"]
["19","通知","200元/笔。"]
["20","注销","200元/笔。"]
["21","代理索赔","索赔金额的1‰，最低1000元/笔，最高5000元/笔。"]
[]
["备注：上述收费标准参照同业市场定价。"]

{"sheet":"12.资产托管业务","index":12,"n_rows":32,"n_cols":3,"rows_kept":32,"cut":false,"hidden":false,"merged":[[1,0,1,2],[2,0,2,1],[3,0,3,1],[4,0,4,1],[5,0,5,1],[6,0,6,1],[7,0,7,1],[8,0,8,1],[9,0,9,1],[10,0,10,1],[11,0,11,1],[12,0,12,1],[13,0,13,1],[14,0,14,1],[15,0,15,1],[16,0,16,1],[17,0,17,1],[18,0,18,1],[19,0,23,0],[24,0,29,0]],"flags":["formulas_cached_only"]}
["返回目录"]
["资产托管业务收费标准"]
["收费项目",null,"收费标准"]
["证券投资基金托管",null,"按协议价格收取。"]
["社保基金托管",null,"按协议价格收取。"]
["委托资产托管",null,"按协议价格收取。"]
["私募基金托管",null,"按协议价格收取。"]
["个人资产托管",null,"按协议价格收取。"]
["其他资产托管",null,"按协议价格收取。"]
["基本养老个人账户基金托管",null,"按协议价格收取。"]
["农保基金托管",null,"按协议价格收取。"]
["投资连接保险托管",null,"按协议价格收取。"]
["信托资产托管",null,"按协议价格收取。"]
["收支账户托管",null,"按协议价格收取。"]
["产业投资基金托管",null,"按协议价格收取。"]
["房地产交易资金托管",null,"按协议价格收取。"]
["其他交易资金托管",null,"按协议价格收取。"]
["保险资产托管（全额托管部分）",null,"按协议价格收取。"]
["保险资产托管（投资于资本市场部分）",null,"按协议价格收取。"]
["QFII资产托管","安全保管费","按协议价格收取。"]
[null,"交易服务费","按协议价格收取。"]
[null,"代理经办和信息服务费","按协议价格收取。"]
[null,"SWIFT报文费","按协议价格收取。"]
[null,"其它收费","按协议价格收取。"]
["QDII资产托管","安全保管费","按协议价格收取。"]
[null,"交易服务费","按协议价格收取。"]
[null,"代理经办和信息服务费","按协议价格收取。"]
[null,"SWIFT报文费","按协议价格收取。"]
[null,"次托管人费用","按协议价格收取。"]
[null,"其它收费","按协议价格收取。"]
[]
["备注：具体收费标准参照同业市场定价协商确定。"]

{"sheet":"13.企业年金业务","index":13,"n_rows":8,"n_cols":3,"rows_kept":8,"cut":false,"hidden":false,"merged":[[1,0,1,2]],"flags":["formulas_cached_only"]}
["返回目录"]
["企业年金业务收费标准"]
["收费项目","收费标准","备注"]
["企业年金受托管理费","年收费不超过年金基金财产净值的0.2%。"]
["企业年金账户管理费","年收费不超过60元×个人账户数。"]
["企业年金托管费","年收费不超过年金基金财产净值的0.2%。"]
[]
["备注：上述收费标准参照同业市场定价。"]

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["返回目录"]
["信用卡服务收费标准"]
["编号","定价类别","服务项目","服务内容","收费标准","优惠措施","备注"]
[1,"基本功能服务","年费","信用卡业务年度服务费用","个人普卡 主卡：80元/年/卡，副卡：40元/年/卡","首年免年费，当年刷卡消费5次免次年年费","逐年收取"]
[{"$nulls":4},"个人金卡 主卡：120元/年/卡，副卡：60元/年/卡"]
[{"$nulls":4},"个人白金卡 主卡：1000元/年/卡，副卡：500元/年/卡"]
[{"$nulls":4},"个人钻石卡 主卡：3000元/年/卡，副卡：1500元/年/卡"]
[null,null,"卡片工本费","提供新发卡、到期换卡制卡服务","标准卡免费；特殊卡50元/卡封顶","-","按次收取"]
[null,null,"透支日利率","透支交易利息","日息万分之4，近似折算年化费率不超过14.64%；根据持卡人还款情况按月计收复利","-","按交易逐笔收取"]
[null,null,"分期利率","提供分期业务服务","按账单月为周期的分期产品：选择分3期，则每期分期利率不超过0.7%，近似折算年化分期利率不超过12.56%；选择分3期以上，则每期分期利率不超过0.6%，近似折算年化分期利率不超过13.27%。每期分期利息=分期金额×每期分期利率","-","1.该服务价格为基准价格，银行将根据市场及产品情况在此价格内针对此类服务价格进行调整。                              2.分期业务费率年化展示是根据持卡人现金流计算的年化内含报酬率，并会根据客户综合情况进行浮动，且因选择办理的分期产品与账单日间隔、每月实际天数、提前还款、合作商户等不同情况而有差异。\n"]
[{"$nulls":4},"分期服务提前还款将收取提前还款金额3%的分期利息"]
[null,null,"违约利息","逾期还款违约利息","按最低还款额未还部分的5%收取，最低为10元，最高不超过2000元","-","按次收取，持卡人在到期还款日（含）前未偿还最低还款额时收取"]
[2,"交易查询账户服务","预借现金（境内）手续费","提供境内预借现金服务","本行：按交易金额的1%收取，最低1元\n他行：按2元+交易金额的1%收取，最低3元","-","按笔收取"]
[null,null,"预借现金（境外）手续费","提供境外预借现金服务","按12元+交易金额的1%收取，最低13元，最高112元","-","按笔收取"]
[null,null,"溢缴款提取手续费","提供溢缴款提取服务","本行：免费\n跨行：溢缴款部分固定金额3.6元/笔","钻石卡免收","按笔收取"]
[null,null,"转账手续费","提供卡内资金转出服务","本行：按交易金额的1%收取，最低1元\n跨行：按2元+交易金额的1%收取，最低3元","-","按笔收取"]
[null,null,"自助终端查询费","提供自助终端查询服务","境内免收，境外4元/笔","-","按笔收取"]
[null,null,"调取签购单手续费","提供调取签购单服务","20元/副本","-","按次收取"]
[3,"其他服务","卡片挂失手续费","提供卡片挂失服务","免费","-","-"]
[null,null,"补发卡/损坏卡/提前换卡手续费","提供补发卡/损坏卡/提前换卡","标准卡：30元/次/卡，特殊卡：50元/次/卡","白金卡及以上免收","按次收取"]
[null,null,"加急制卡手续费","提供加急制卡服务","20元/次/卡","白金卡及以上免收","按次收取"]
[null,null,"短信服务费","提供短信通知服务","3元/月","白金卡及以上免收","按月收取"]
[null,null,"补制对账单手续费","提供补制对账单服务","一年（含）以内每期对账单5元/份；一年至两年（含）每期对账单30元/份；两年以上每期对账单50元/份","最近6个月（含）以内对账单可免费补制一份","按份收取"]
[null,null,"快递费","提供快递服务","20元/封",null,"按封收取"]
[null,null,"销户账户管理费","销户后提供账户管理服务","3元/月","-","按月收取，销户90天后进行收取"]